{"id":12187,"date":"2024-01-17T10:47:45","date_gmt":"2024-01-17T10:47:45","guid":{"rendered":"https:\/\/tr.ummatics.org\/?p=12187"},"modified":"2025-12-04T11:54:19","modified_gmt":"2025-12-04T11:54:19","slug":"sosyalfinans","status":"publish","type":"post","link":"https:\/\/tr.ummatics.org\/en\/sosyalfinans\/","title":{"rendered":"\u0130slami Sosyal Finans: Anlam\u0131 ve Ara\u00e7lar\u0131"},"content":{"rendered":"<p><iframe src=\"\/\/www.youtube.com\/embed\/4zmpJ6cUk0k?si=JnT_LaBCQFaKPTYL\" width=\"560\" height=\"314\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p>\n<h3>\u00dcmmetiks Kolokyumu | \u0130slami Sosyal Finans: Anlam\u0131 ve Ara\u00e7lar\u0131<\/h3>\n<p><span style=\"font-weight: 400;\">Ocak kolokyumumuz, \u0130slami ekonomi ve finans konusunda \u00f6nde gelen bir bilim insan\u0131 olan Dr. Monzer Kahf\u2019in bilgi birikimini \u00f6n plana \u00e7\u0131kard\u0131. Dr. Kahf, \u0130slami sosyal finans konusuna odaklanarak bu kavram\u0131n \u00f6nemini ve hayata ge\u00e7irilme yollar\u0131n\u0131 ayr\u0131nt\u0131l\u0131 bi\u00e7imde a\u00e7\u0131klam\u0131\u015ft\u0131r.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Konu\u015fmas\u0131na ba\u015flarken Dr. Kahf, mevcut sosyal finansal sistemin do\u011fas\u0131ndaki eksiklikleri vurgulam\u0131\u015f; k\u00fcresel yoksullu\u011fun art\u0131\u015f\u0131n\u0131 ve ekonomik e\u015fitsizliklerin geni\u015flemesini ortaya koyan yak\u0131n tarihli bir OXFAM raporuna at\u0131fta bulunmu\u015ftur. Bu sorunlar\u0131n, sistemsel hatalardan kaynakland\u0131\u011f\u0131n\u0131 ve \u0130slami finansal bir \u00e7er\u00e7evenin uygulanmas\u0131yla etkili bir bi\u00e7imde giderilebilece\u011fini ileri s\u00fcrm\u00fc\u015ft\u00fcr. Dr. Kahf\u2019a g\u00f6re bu \u00e7er\u00e7eve, s\u00f6z konusu problemlerin yaln\u0131zca \u00e7\u00f6z\u00fclmesini de\u011fil, ayn\u0131 zamanda yeniden ortaya \u00e7\u0131kmalar\u0131n\u0131n da \u00f6nlenmesini m\u00fcmk\u00fcn k\u0131lmaktad\u0131r.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Dr. Kahf\u2019in sunumu be\u015f ana temay\u0131 kapsam\u0131\u015ft\u0131r: \u0130slam\u2019da k\u00e2r amac\u0131 g\u00fcden finansman\u0131n tan\u0131m\u0131 ve kapsam\u0131; zek\u00e2t, vak\u0131flar (<\/span><i><span style=\"font-weight: 400;\">awqaf<\/span><\/i><span style=\"font-weight: 400;\">) ve hay\u0131r kurumlar\u0131n\u0131n kritik rolleri; piyasa aksakl\u0131klar\u0131n\u0131n dinamikleri ve bunlar\u0131n giderilme yollar\u0131; piyasa faaliyetlerine kat\u0131lmadan \u00f6nce servet da\u011f\u0131l\u0131m\u0131na ili\u015fkin stratejiler; ve \u0130slami mali sistemin temel ilkeleri.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Dr. Kahf, k\u00e2r amac\u0131 g\u00fcden \u0130slami finans\u0131n, sosyal finansal sa\u011fl\u0131k ve istikrar\u0131n geli\u015ftirilmesi a\u00e7\u0131s\u0131ndan hayati \u00f6neme sahip oldu\u011funu; bunun, sadaka ve s\u00fcrekli vak\u0131flar\u0131n etkilerinden daha g\u00fc\u00e7l\u00fc bir rol oynad\u0131\u011f\u0131n\u0131 savunmu\u015ftur. Bu model, ortak etik sorumluluklar \u00e7er\u00e7evesinde de\u011fer \u00fcreten m\u00fclkiyet temeline dayanmaktad\u0131r ve sat\u0131\u015f, kira veya ortakl\u0131k d\u00fczenlemeleri arac\u0131l\u0131\u011f\u0131yla de\u011fer yarat\u0131lmas\u0131n\u0131 m\u00fcmk\u00fcn k\u0131lmaktad\u0131r.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Faize dayal\u0131 geleneksel bankac\u0131l\u0131k sisteminin yaln\u0131zca tasarruf sahipleriyle bor\u00e7lular aras\u0131nda arac\u0131l\u0131k eden bir yap\u0131 olmas\u0131na kar\u015f\u0131n, \u0130slami finansal arac\u0131l\u0131\u011f\u0131n daha adil ve b\u00fct\u00fcnc\u00fcl oldu\u011funu vurgulam\u0131\u015ft\u0131r. Bu sistem, tasarruf sahipleri, t\u00fcketiciler ve tedarik\u00e7ileri bir araya getirerek yaln\u0131zca de\u011fer \u00fcretimini te\u015fvik etmekle kalmaz, ayn\u0131 zamanda kalk\u0131nma \u00f6ncelikli ve etik yat\u0131r\u0131mlar\u0131 \u00f6nceleyerek toplum yarar\u0131na hizmet eder. B\u00f6ylelikle, \u00e7a\u011fda\u015f bankac\u0131l\u0131ktaki bor\u00e7 yeniden yap\u0131land\u0131rmas\u0131na dayal\u0131 uygulamalardan farkl\u0131 olarak, toplumsal fayday\u0131 esas al\u0131r.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Dr. Kahf ayr\u0131ca \u201cbencillik yoluyla di\u011ferk\u00e2ml\u0131k\u201d (altruism through selfishness) kavram\u0131n\u0131 tan\u0131tm\u0131\u015f; iyilikseverli\u011fin hem bireysel hem toplumsal refah\u0131n bir arac\u0131 olarak de\u011ferlendirilmesi gerekti\u011fini savunmu\u015ftur. Ona g\u00f6re zek\u00e2t\u0131n ifas\u0131, bireysel bir y\u00fck\u00fcml\u00fcl\u00fck olmas\u0131n\u0131n \u00f6tesinde, bireysel ve kolektif refah\u0131n sa\u011flanmas\u0131na hizmet eden ahlaki bir yat\u0131r\u0131m niteli\u011findedir.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Buna ek olarak, toplumsal katk\u0131n\u0131n, \u0130slam gelene\u011finde farz-\u0131 kifaye (toplumsal y\u00fck\u00fcml\u00fcl\u00fck) olarak g\u00f6r\u00fcld\u00fc\u011f\u00fcn\u00fc ve bunun, \u0130slami ekonomik sistemin sa\u011fl\u0131kl\u0131 i\u015fleyi\u015fi i\u00e7in vazge\u00e7ilmez oldu\u011funu belirtmi\u015ftir. Bu sistemin ba\u015far\u0131s\u0131, sosyoekonomik dayan\u0131\u015fma ilkesine ba\u011fl\u0131d\u0131r.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Sunumunun sonunda Dr. Kahf, \u0130slami mali sistemin temel unsurlar\u0131n\u0131n, \u00f6zel m\u00fclkiyete sayg\u0131 ile \u0130slam ilkeleriyle uyumlu, m\u00fcdahaleci olmayan bir vergi politikas\u0131 oldu\u011funu vurgulam\u0131\u015ft\u0131r. Bu unsurlar, sistemin adalet ve etik y\u00f6neti\u015fim ilkelerine dayal\u0131 yap\u0131s\u0131n\u0131 g\u00fc\u00e7lendirmektedir.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Dr. Monzer Kahf, \u0130slami iktisat ve finans alan\u0131nda se\u00e7kin bir akademisyendir. \u0130slami sosyal finans kavram\u0131n\u0131 ve bunun g\u00fcn\u00fcm\u00fcz d\u00fcnyas\u0131nda uygulanma y\u00f6ntemlerini a\u00e7\u0131klamaktad\u0131r. Dr. Kahf, 35 kitap kaleme alm\u0131\u015f, 75\u2019in \u00fczerinde makale yay\u0131mlam\u0131\u015f ve vak\u0131flar (awqaf), zek\u00e2t, \u0130slami finans ve bankac\u0131l\u0131k gibi alanlarda bir\u00e7ok kongre ve ansiklopedi katk\u0131s\u0131nda bulunmu\u015ftur.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Dr. Kahf, daha \u00f6nce \u0130slami F\u0131k\u0131h Akademisi\u2019nde uzman dan\u0131\u015fman, IMF\u2019de \u0130slami Finans Dan\u0131\u015fman\u0131, IRTI-IDB\u2019de Ara\u015ft\u0131rma Ba\u015fkan\u0131, K\u0131demli Ara\u015ft\u0131rma Ekonomisti ve Kuzey Amerika \u0130slam Toplumunda Finans Direkt\u00f6r\u00fc olarak g\u00f6rev yapm\u0131\u015ft\u0131r.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">H\u00e2lihaz\u0131rda, T\u00fcrkiye\u2019deki \u0130stanbul Sabahattin Zaim \u00dcniversitesi Ekonomi ve Y\u00f6netim Fak\u00fcltesi\u2019nde \u0130slami Finans ve \u0130ktisat Profes\u00f6r\u00fc olarak g\u00f6revini s\u00fcrd\u00fcrmektedir.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><b>Tarih:<\/b><span style=\"font-weight: 400;\"> Cumartesi, 27 Ocak 2024, Saat 11.00 (ET)<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><b>Konu\u015fmac\u0131:<\/b><span style=\"font-weight: 400;\"> Dr. Monzer Kahf, \u0130slami Finans ve \u0130ktisat Profes\u00f6r\u00fc<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><br \/>\n<\/span><b>Moderat\u00f6r:<\/b><span style=\"font-weight: 400;\"> Dr. Usaama al-Azami<\/span><\/p>\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>Ocak 2024 \u00dcmmetiks Kolokyumu\u2019nda Dr. Monzer Kahf, \u0130slami sosyal finans\u0131n toplumsal fayda, etik yat\u0131r\u0131m ve refah art\u0131r\u0131c\u0131 i\u015flevlerini vurgulayarak k\u00e2r ama\u00e7l\u0131 \u0130slami finans, zek\u00e2t, vak\u0131flar ve temel \u0130slami mali ilkelerin uygulanabilirli\u011fini a\u00e7\u0131klad\u0131.<\/p>","protected":false},"author":263,"featured_media":12188,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[188],"tags":[190],"class_list":["post-12187","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kolokyum","tag-kolokyum"],"_links":{"self":[{"href":"https:\/\/tr.ummatics.org\/en\/wp-json\/wp\/v2\/posts\/12187","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tr.ummatics.org\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tr.ummatics.org\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tr.ummatics.org\/en\/wp-json\/wp\/v2\/users\/263"}],"replies":[{"embeddable":true,"href":"https:\/\/tr.ummatics.org\/en\/wp-json\/wp\/v2\/comments?post=12187"}],"version-history":[{"count":0,"href":"https:\/\/tr.ummatics.org\/en\/wp-json\/wp\/v2\/posts\/12187\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tr.ummatics.org\/en\/wp-json\/wp\/v2\/media\/12188"}],"wp:attachment":[{"href":"https:\/\/tr.ummatics.org\/en\/wp-json\/wp\/v2\/media?parent=12187"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tr.ummatics.org\/en\/wp-json\/wp\/v2\/categories?post=12187"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tr.ummatics.org\/en\/wp-json\/wp\/v2\/tags?post=12187"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}